These two Chase cards are the only cards by the issuer that offer return protection. If you’d like to return an item but the store won’t take it back, you’re in luck if you’ve paid for it with your Chase Sapphire Reserve or United Club Infinite Card. Once you contact Chase, the benefit administrator will send you a claim form that you’ll need to complete and submit along with any supporting documentation within 120 days of the loss. Additionally, if your item has been stolen, you need to file a police report within 48 hours. Chase requires you to start the filing process within 90 days of the loss, damage or theft. To file a claim, call 1-88 or file online. Southwest Rapid Rewards® Priority Credit Card Southwest Rapid Rewards® Premier Credit Card Southwest Rapid Rewards® Plus Credit Card Note that purchase insurance is secondary coverage and only kicks in when your primary insurance, such as homeowner’s insurance, has been exhausted.Īs you can see from the table below, Chase can reimburse you for up to either $500 or $10,000 per claim and $50,000 per account, depending on which card you have. The issuer can reimburse you, send you a replacement or offer you a repair, depending on the benefit administrator’s decision. This benefit provides coverage for an item purchased with a Chase card if the item is stolen or accidentally damaged within 120 days from the date of purchase. Purchase protectionĬhase offers purchase protection on all of its credit cards. Read on to learn how Chase purchase protection works and when you can use it. It provides you with coverage in case an item you’ve purchased with an eligible Chase card is stolen, damaged or lost. Purchase protection is one of these benefits. However, there are also benefits that don’t get as much attention – but can save a cardholder a lot of money and stress. From travel credit to lounge access to high rewards rates, there are many perks that make these cards attractive to a consumer. Premium rewards credit cards often offer a wide range of benefits.
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